![]() |
PF Withdrawal Online – Second Covid-19 |
In view of the second wave of corona virus, the EPFO allowed its pf members to withdraw second non-refundable covid-19 in advance. This move was taken by the EPFO understanding the emergency and to support the financial needs of the pf members.
The special provision for first covid-19 pf withdrawal in advance was first introduced under the Pradhan Mantri Garib Kalyan Yojana (PMGKY) by the Government of India in March 2020. The purpose of this provision is to withdraw pf money in advance and to meet the financial needs.
Under this provision, pf members can withdraw either 3 months Basic salary plus DA or 75% of members total pf balance (employee share + employer share) whichever is lesser.
The same provision has been extended for the pf members in the year 2021 as well amid the second wave of the coronavirus which was initiated earlier in 2020.
The pf members who have already taken first covid-19 pf in advance can now withdrawal their second non-refundable covid-19 pf in advance.
The second covid-19 advance pf withdrawal process would remain the same as that of the first covid-19 pf advance.
Pre Condition for Covid-19 Advance PF Withdrawal
- The employees can withdraw 75% of their total pf balance which includes both employee share and employer share.
- The employees can withdraw 3 months of their basic salary plus da from PF balance.
Example to calculate maximum claim amount during covid-19 advance pf withdrawal
Employee Name |
Rajith |
Total Employee Balance |
60,000 |
Total Employer Balance |
40,000 |
Total Balance (as on date) |
1,00,000 |
Basic Salary + DA * 3 months |
(15,000 +0) * 3 = 45,000 |
75% of Total Balance |
75% * 1,00,000 = 75,000 |
PF Withdrawable Amount |
45,000 (lesser) |
Remarks |
Since 3 months basic salary + da is lesser than 75% of the total balance. The same amount can be eligible for withdrawal in advance. |
Employee Name |
Rajith |
Total Employee Balance |
15,000 |
Total Employer Balance |
10,000 |
Total Balance (as on date) |
25,000 |
Basic Salary + DA * 3 months |
(15,000 +0) * 3 = 45,000 |
75% of Total Balance |
75% * 25,000 = 18,750 |
PF Withdrawable Amount |
18,750 (lesser) |
Remarks |
Since 75% of the total balance is lesser than 3 months basic salary + da. The same amount can be eligible for withdrawal in advance. |
PF Withdrawal Second Covid-19 Online Process
![]() |
Sign in Unified Member Portal |
Step 2: Close the Alert Message and under Online Services click on Claim (Form-31, 19, 10C&10D)
![]() |
Click on yes to the certificate of undertaking |
Step 5: After the bank verification, click on Proceed For Online Claim button
![]() |
Bank account no verified and now click proceed for online claim |
- Before proceeding to Step 6 check your PF Balance to make sure that you enter the correct claim amount for advance pf withdrawal with the purpose of covid-19.
![]() |
Select pf advance form-31, service purpose – outbreak of pandemic covid-19, and amount of advance |
Step 10: Now enter the full Employee Address consisting of Locality, Street, State, District, City and Pin Code.
- The scanned image should be either in jpg or jpeg format. Also, the image size should be at least 100 KB and shouldn’t be more than 500 KB.
- Bank Account Number, IFSC code and Name should be clearly visible on cheque or passbook.
- The uploaded scanned image contents must be easy to read.
- If the uploaded scanned image is not easily readable, then there is a high chance of your claim been rejected. So, click on the View button to see whether your scanned image is easy to read or not.
![]() |
Enter employee address, upload scanned passbook/cheque book, tick box and click on get aadhaar otp |
Step 13: Now enter the 6 digits OTP sent to your mobile number. Finally, click on the Validate OTP and Submit Claim Form button.
Step 14: After OTP has been verified PF Advance Claim form-31 for an outbreak of pandemic (covid-19) is submitted successfully on Unified Portal
![]() |
Claim form-31 submitted successfully on the unified portal |
After submitting the online claim form-31 on the unified portal, the most important thing that we can do is to track the claim status of our online claim form.
PF Withdrawal Online Form-31 Claim Status
![]() |
Claim form-31 track claim status is an online claim submitted at the portal |
Step 4: The next claim status can be seen as “Under Process” showing your online claim force request is sent to the EPF field office.
![]() |
Claim form-31 track claim status is sent to the field office with under process |
Step 5: The last and the final claim status can be seen as “Claim Settled”
My PF Withdrawal (Covid-19)
I had submitted the advance pf withdrawal online form-31 at the unified portal on July 15, 10:08 PM by selecting the purpose as “outbreak of pandemic (covid-19)”.
Later on July 16, 04:37 PM, the online form-19 is sent to the epfo field office showing claim status as “under process”.
Due to auto mode settlement option is deployed by the EPFO considering high priority on covid-19 pf claim settlement. This will reduce in delay on covid-19 claim settlement. Hence it will take a maximum of 3 working days to credit the partial withdrawal claim amount to the bank account.
In my case, claim settled status was shown on July 16, 04:37 PM and on July 17, 7:11 AM I received an SMS stating that my claim amount will be credited within 3 working days.
Finally, the SMS was received stating that the claim amount was credited to the bank. This happened on the same day i.e July 17, 5:21 PM.
FAQ’s Related to PF Withdrawal Form-31 (Covid-19)
A. The employee’s sometimes very carefully and correctly fill their online form-31. But while uploading a scanned image they don’t see whether the scanned image is easily readable or not. Hence this may be the common reason for claim rejection for pf withdrawal online.
So, before submitting online form-31 always click on the View button to view whether the scanned image is clear or not.
A. You can check the claim status either by login EPF Unified Member Portal or from EPF Member Passbook.
To check claim status in the unified member portal, sign in to the unified member portal and under Online Services, click on Track Claim Status.
To check claim status in member passbook, log in to member passbook and select your pf member id and click on View Claim Status.